Senate Democrats

Week 14 Report – April 15, 2009

 

·        Fairer, lower taxes for farmers & small businesses

·        Being accountable with federal stimulus dollars

·        Rethink, reinvent, reorganize Iowa’s state government

·        Iowa’s wind energy production now among world’s best

·        Helping small businesses recover from 2008 disasters

·        Mortgage help for active duty servicemembers

·        Protecting Iowans from identity theft

·        In wake of Atalissa, Senate moves to protect dependent adults

·        Senate helps nursing home residents, direct care workers

·        Expanded middle-class tax cut helps more Iowans

·        Are there credit scoring problems in Iowa’s insurance industry?

·        Encouraging Iowa volunteers to help revitalize our state

·        Filmmaking is good for the Iowa economy

·        Improving gender balance on local boards

 

 

Fairer, lower taxes for farmers & small businesses

 

The middle-class tax cut we’re working on this session will provide fairer, lower taxes for most Iowa farmers and small businesses.

 

Because most Iowa farmers and small business people pay taxes on their business income through their individual tax returns and because they are in the middle class, our tax cut will let them keep more of their hard-earned money.

 

Under the changes we’re proposing, 80 percent of Iowa farmers who pay state income taxes will receive a tax cut or see no change. The same goes for 75 percent of Sole Proprietors that file a Schedule C and 67 percent of Subchapter S, Partnerships & LLCs that file a Schedule E.

 

In addition, the middle-class tax cut will make it easier to attract new investment to Iowa.  State and local economic development groups have long urged lawmakers to cut Iowa’s income tax rate, which is often perceived to be the 4th highest in the nation. We’ll lower tax rates for all Iowans and lower Iowa’s top tax rate by 22 percent, from 8.98 to 6.98 percent. 

 

The bottom line is that this tax cut would benefit more than 60 percent of Iowa taxpayers and even higher percentages of Iowa farmers and small business owners.

 

 

Being accountable with federal stimulus dollars

 

Iowa expects to receive more than $2 billion through the American Recovery & Reinvestment Act. In these tough economic times, this additional money will allow us to maintain some of the most critical services Iowans depend on.

 

To ensure these federal dollars are used effectively, Governor Chet Culver has issued an Executive Order creating the Iowa Accountability & Transparency Board. The 14-member Board will monitor state efforts to implement the federal economic recovery program and make sure Iowans know how funds are being used to improve Iowa’s economy.

 

To learn more, go to http://recovery.iowa.gov.

 

 

Rethink, reinvent, reorganize Iowa’s state government

 

The national recession is making Iowa families tighten their belts. The Legislature is sharply cutting state spending too.

 

We’ve got to focus on what’s most important: education, health care, economic growth and public safety. But we also need to rethink how we spend money. We must get the biggest bang for your tax dollars.

 

That’s why we’re creating a State Government Reorganization Commission. It will meet after the 2009 session ends to come up with ideas for the 2010 Legislature to consider. The Commission will look for ways to improve services, share costs across departments, increase efficiencies and save money.

 

The last major review of state government was in the mid-1980s. The result was a reduction in the number of state departments from 64 to 24.

 

This year’s budget cuts have already started to reorganize state government, but this new Commission will give us a long-term roadmap to a better, more focused, more efficient state government.

           

 

Iowa’s wind energy production now among world’s best

 

Earlier this year, we learned that Iowa is now #2 in the nation in total wind energy production, behind only Texas.

 

Now, according to the Iowa Policy Project, 15 percent of the electricity produced in Iowa comes from wind—up from only 5 percent two years ago. This remarkable increase puts our state among the world leaders when it comes to producing electricity from wind.

 

Here in Iowa, we’ve long taken production of wind energy seriously. This session, for example, we’re working to encourage the construction of more wind energy facilities through the use of existing production tax credits.

 

Wind energy is renewable, environmentally friendly and is helping make our state more energy independent. It also creates good-paying jobs through the construction of wind farms and in the manufacturing and repair of the turbines used on those farms.

 

 

Helping small businesses recover from 2008 disasters

 

The Senate Appropriations Committee has approved legislation to help small businesses recover following the 2008 natural disasters.

 

The Iowa Department of Economic Development will provide a disaster assistance loan and credit guarantee program for businesses that were hurt by last summer’s floods and tornadoes, that locate in a presidential disaster area or that fill certain critical community needs.

 

A loan or credit guarantee can’t exceed 10 percent of the loan or $25,000, whichever is less. Eligible project costs include expenditures for equipment, machinery, land, operations, research and development, marketing, and engineering and architectural fees.

 

 

Mortgage help for active duty servicemembers

 

The Iowa Senate unanimously voted to protect our active-duty overseas military from mortgage foreclosures.

 

The legislation, House File 706, also increases the penalty from a simple misdemeanor to a serious misdemeanor for individuals who knowingly repossess or foreclose on property of active-duty members of the Iowa National Guard or their families. This makes Iowa law similar to federal penalties regarding the U.S. Armed Forces and Reserves.     

 

The Iowa departments of Veterans Affairs and Commerce will team up to get the word out to servicemembers, their families and financial institutions across the state.

 

 

Protecting Iowans from identity theft

 

This week the Iowa Senate passed a bill that will protect more Iowa property owners from identity theft.

 

Senate File 465 requires the removal of Social Security numbers and other critical personal information from Iowa’s Internet-based land records system.

 

In 2003, the Legislature directed the Iowa County Recorders Association to develop a Web site with a statewide database to allow Iowans to access and submit land records electronically. 

 

The counties created the Iowa Land Records system at the www.iowalandrecords.org. It now has more the 10 million records and 36,000 registered users. All 99 counties are on the system, with 96 currently accepting electronic documents.

 

In 2008, it was discovered that Social Security numbers and other confidential information could be obtained from documents on the system. As a result, the system was shut down to protect private information. Unfortunately, this created difficulties for people who legitimately need to use the system.

 

A committee will review bids for removing confidential information. Preliminary figures suggest it will cost about $2.4 million, which will be paid for by user fees.

 

The bill increases the electronic transaction fee from $1 per recorded transaction to $3 for transactions recorded between July 1, 2009, and June 30, 2011. The fee will be reduced to $1 after 2011.

 

 

In wake of Atalissa, Senate moves to protect dependent adults

                                                     

This week, the Senate approved Senate File 484 to improve regulatory requirements for boarding homes and dependent adults. The legislation comes in response to recent events in Atalissa.

 

Dozens of mentally disabled men from Texas lived for years in a decrepit, unsafe bunkhouse in the eastern Iowa town. During that time, these men were paid far less than minimum wage. 

 

Sometimes the building they stayed in was heated. Sometimes it wasn’t. Sometimes they received medical care when they needed it. Sometimes, they didn’t. Sometimes the doors of their bunkhouse were open so they could leave if they wanted to or get out in an emergency. Sometimes they weren’t.

 

Food? Contact with families? The list of questions about the care of these men goes on.

 

Standing up and responsibly caring for people who can’t care for themselves can never be a questionable thing. 

 

That’s why the Government Oversight Committee has held hearings on this issue and is working with the Governor’s Taskforce on Dependent Adult Abuse. The bill that passed the Senate incorporates the preliminary Taskforce recommendations.

 

This legislation will better protect dependent adults and prevent similar situations in the future. It tightens state supervision of employers allowed to pay below the minimum wage, increases reporting requirements and state inspections of boarding homes, and provides funding to accomplish these changes.   

 

This is a good first step to resolving many of the issues brought to light by the unfortunate events in Atalissa. 

 

 

Senate helps nursing home residents, direct care workers

 

This week, the Iowa Senate voted to draw down millions in federal dollars to improve quality of care for nursing home residents and increase the pay of direct care workers.

 

Senate File 476 creates a Quality Assurance Assessment Program, which will collect a fee from Iowa nursing homes. The new revenue would go into a “Quality Assurance Trust Fund” to draw down almost $40 million in matching federal dollars.

 

This reform will benefit almost every nursing home in the state and will help with employee wages and benefits. Thirty-three other states use similar programs to help the frail elderly who qualify for Medicaid in nursing facilities. By following their lead, we will improve Iowa's federal reimbursement rate for Medicaid residents in nursing facilities—currently 48th lowest in the country.

 

 

Expanded middle-class tax cut helps more Iowans

 

This session, we are working on a middle-class tax cut to simplify Iowa taxes and put more money in the pockets of hard-working Iowans.

 

We’ve listened to your feedback and are working with our colleagues in the Senate, the House and the Governor’s office.

 

Here’s what the expanded middle-class tax cut will do: It will lowers tax rates for all Iowans, simplify tax returns, make Iowa more business-friendly and update our antiquated tax system to be more competitive.

 

Taxes will be cut for more than 60 percent of Iowa taxpayers. That’s more than 825,000 Iowa households. Nearly 75 percent of Iowa taxpayers – almost 1 million households – will either have a tax cut or no change at all in their taxes. Overall, Iowa income taxes will be cut by $55 million.

 

In addition, Iowans will benefit from increases in the child and dependent tax credit, the elderly and blind tax credit, the Earned Income Tax Credit, as well as a new $100 refundable tax credit for college students.

 

 

Are there credit scoring problems in Iowa’s insurance industry?

 

Did you know your credit score can be used to raise your insurance rates?

 

Most Iowa insurance companies consider your credit score when determining how much to charge for auto or homeowner’s insurance. Currently, state law allows this practice, but Iowa’s Insurance Consumer Advocate, Angel Robinson, is investigating if changes are needed.

 

What do you think?  Robinson would like to hear from you. Contact her at 515-281-4038 or angel.robinson@iid.iowa.gov. Robinson will publish a report on her findings and policy recommendations.

 

In 2004, the Legislature established rules for the use of credit information in setting premiums for property and casualty insurance, banned penalizing individuals with no credit, required disclosure to a consumer who is adversely impacted by a credit score, and required insurers to file the factors they use for credit scoring with the Iowa Insurance Division. 

 

For more information, call the Iowa Insurance Division toll-free at 877-955-1212 or go to www.iid.state.ia.us.

 

 

Encouraging Iowa volunteers to help revitalize our state

 

This week, the Legislature acted to give young Iowans more opportunities to help our state and improve their own futures by volunteering.

 

Our approval of Senate File 482 expands the Iowa Commission on Volunteer Service (ICVS).

 

A new Green Corps will put AmeriCorps members to work on major community projects with an emphasis on energy efficiency, historic preservation, and storm water reduction and management.

 

A new Iowa Summer Youth Corps will help low-income young people learn skills through on-the-job-experience. ICVS hopes to leverage federal dollars to create an additional 400 AmeriCorps positions and provide more than $500,000 in education awards to help these young Iowans further their education.

 

In addition, the bill exempts the AmeriCorps education awards from Iowa’s state income tax starting January 1, 2010. This will help Iowa colleges recruit AmeriCorps members from across the nation.

 

For more information, go to the ICVS website at www.volunteeriowa.org.

 

 

Filmmaking is good for the Iowa economy

 

Iowa has been the successful setting for such major movies as "Field of Dreams," "Twister" and "The Bridges of Madison County." These and other film projects provide an economic boost to Iowa communities. They employ local labor, buy local materials and use local hotels and services.

 

To build on this success, and to make Iowa more competitive in the film industry, the Senate voted to expand the Film, Television & Video Project Promotion Program, which the Legislature created in 2007.

 

The new Film Bill makes changes to encourage the establishment and use of Iowa-based vendors in the film industry. It does this by changing the Iowa vendor income tax exclusion. Instead of a 100 percent income exclusion for the year in which it was earned, the bill establishes a 25 percent per year income tax exclusion over four years.

 

For more information on the Film, Television & Video Project Promotion Program, go to www.traveliowa.com/film.

 

 

Improving gender balance on local boards

 

Local elected officials will be taking positive steps to achieve gender balance on locally appointed boards and commissions under legislation approved this week by the Senate.

 

The legislation, which is now headed to the Governor’s desk, directs local governments to make a good faith effort to achieve gender balance when filling vacancies on appointed boards and commissions after January 1, 2012. The bill allows a three-month exemption if a good faith effort is made by a city council, board of supervisors or other local elected body to appoint a qualified person but is unable to do so.

 

The gender balance requirement has been in place for state boards and commissions since

1987, but local governments often have not followed suit voluntarily, according to the Iowa Commission on the Status of Women.